Terry Miller


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Terry founded Transport Risk Management, Inc. in 2003 with the knowledge and commitment to conduct business in a transparent manner using cutting edge risk management techniques while ensuring that the client comes first. Those basic principals have evolved into superior underwriter relationships worldwide and professional capabilities that are unrivaled in the industry.

In addition to his twenty year career in the aviation insurance industry as both an underwriter and broker, Terry is a graduate of Embry-Riddle Aeronautical University with Bachelors of Science in Professional Aeronautics; Aviation Business Administration and Aviation Safety.

Terry uses that experience to advocate on behalf of all Transport Risk clients earning their business each and every day.

Prior to attending Embry-Riddle, Terry served as a member of the United States Marine Corps where he worked as a signals intelligence electronic warfare technician.

Debbie Bartosewcz

Commercial Account Advocate

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Debbie has been a Colorado licensed Property and Casualty Sales Producer for 15 years.

She has many years of experience in various aspects of the Insurance business.

Before joining Transport Risk Managment in January, 2014, Debbie managed a very successful Insurance agency in Boulder, CO with emphasis on Customer Care and Retention. Her strengths are in customer care relations as well as being an enthusiastic Team Player.
Debbie serves our clients in our Conifer, Colorado home office.

Alicia Oliver

Commercial Account Advocate

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Alicia joined Transport Risk Management in 2018 after several years working in the AOPA Aviation Insurance Agency as an aviation insurance producer. Alicia advocates on behalf of Transport Risk Management’s largest commercial clients.

Alicia is a graduate of the Wichita State University with a Bachelors Degree in Accounting and is an active Private Pilot.

Alicia serves our clients as Transport Risk Management, Inc. Commercial Account Manager from our home office in Conifer, Colorado.

Jessie Hushaw

Account Advocate

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Jessie joined Transport Risk Management in 2018 as a Customer Service Representative and quickly progressed to the level of Account Advocate. Jessie advocates on behalf of Transport Risk Management’s Property& Casualty, Workman’s Compensation and Non-owned Aviation clients.

Jessie is a graduate of the University of Saint Mary in Leavenworth, KS and serves our clients from the Transport Risk Management, Inc. home office in Conifer, Colorado.

Josh Trask

Client Support Specialist

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Josh joined Tranpsort Risk Management, Inc. in 2016 coming from the Property and Casualty claims world. Josh works in all areas of the agency from Unmanned Systems to Agency Management Systems training and shares great enthusiasm for the aviation industry as a whole.

Josh serves our clients from our home office in Conifer, Colorado.

Denise Young, CIC


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Denise, a Certified Insurance Counselor (CIC) and Licensed Property and Casualty Agent, joined Transport Risk Management in 2003 with twenty-five years experience in the property and casualty insurance industry including four years as an aviation insurance commercial account manager.

Denise serves our clients as the Transport Risk Management, Inc. Office Manager in our Conifer, Colorado home office.



Tom Crull

Commercial and Personal Lines Broker

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Tom joined Transport Risk in 2008 with more than 30 years aviation insurance underwriting and brokerage experience.

Tom spent ten years as an underwriter first with United States Aircraft Insurance Group, Inc. and then with AOA as a regional manager before moving to the brokerage side of the industry in 1981. Tom retired from 29 years of faithful service as a naval aviator in 1994 and holds a Bachelor Degree in Business from the University of Southern Mississippi.

Tom is based in Dallas, Texas.